V
VIN API
Trusted by Auto Financing Platforms

VIN API for Auto Finance

Fraud prevention and risk scoring.

99.9%
Uptime
14+
Data Fields
$0/mo
Starting From
All VINs
Global Coverage
Challenges

The challenges you face

Auto Financing Platforms deal with vehicle data challenges every day. We built VIN API to solve them.

Fraud risk from misrepresented vehicles

Recall risk creates loan exposure

Manual verification slows down loan processing

Integration challenges with lending platforms

Vehicle risk assessment for loan pricing

Title issues discovered after loan origination create losses

Our Solution

Two endpoints. All the data you need.

Simple, fast, and built for auto financing platforms.

/vin/check
Core API

Decode any VIN instantly. Get make, model, year, engine, transmission, and 10+ more fields in milliseconds.

14+ fields
<100ms
99.9% uptime
Learn more
/vin/summary
AI-Powered

AI-powered risk scoring. Get a 1-10 risk score with plain-English explanation. Flag problem vehicles instantly.

Risk Score
AI Analysis
Recommendations
Learn more
Benefits

Why Auto Financing Platforms choose us

Built specifically for your industry needs

VIN Summary API provides AI risk assessment with key findings

VIN Check API returns openRecallsCount to assess recall risk

Fast loan processing with instant verification

Seamless API integration with lending workflows

Vehicle risk assessment enables accurate pricing

VIN validation prevents fraud

Use Cases

Common use cases

See how auto financing platforms use VIN API in their daily operations

Verify vehicle during loan application

Assess vehicle risk for loan pricing using VIN Summary API

Get AI risk assessment for loan security using VIN Summary API

Assess recall exposure using VIN Check API openRecallsCount

Screen for high-risk vehicles automatically

Validate vehicle eligibility for financing

Integration

Get started in minutes

No sales calls. No complex setup. Just simple, powerful API.

1

Sign up on RapidAPI

Create a free account and get your API key

2

Choose your endpoint

/vin/check for specs, /vin/summary for risk

3

Make your first call

Test with a sample VIN in your environment

4

Go live

Deploy to production and scale as needed

Average integration time: 5 minutes

Resources

Everything you need to succeed

Free tier available
Pricing

Start free with 100 requests/month. Scale to enterprise with predictable pricing.

View pricing
Code examples
Documentation

Complete API reference with examples in multiple languages and detailed guides.

Read docs
Start in minutes

Ready to get started?

Join auto financing platforms using VIN API to make better vehicle decisions.

No credit card required
100 free requests/month
Cancel anytime