VIN API for Insurance Companies
VIN risk data improves underwriting accuracy and loss prevention.
The challenges you face
Insurance Underwriting Software deal with vehicle data challenges every day. We built VIN API to solve them.
Fraud risk from misrepresented vehicles
Recall exposure creates liability and claim risk
Inaccurate vehicle data leads to mispriced policies
Manual VIN lookups slow down quote generation
Missing salvage and flood damage history
Title washing and odometer rollback detection challenges
Two endpoints. All the data you need.
Simple, fast, and built for insurance underwriting software.
Decode any VIN instantly. Get make, model, year, engine, transmission, and 10+ more fields in milliseconds.
AI-powered risk scoring. Get a 1-10 risk score with plain-English explanation. Flag problem vehicles instantly.
Why Insurance Underwriting Software choose us
Built specifically for your industry needs
VIN Summary API provides instant AI risk assessment with actionable recommendations
Accurate vehicle specifications enable precise premium calculation
AI-powered risk assessment identifies high-risk vehicles automatically
API-first design integrates seamlessly with underwriting workflows
VIN Check API returns openRecallsCount to prevent liability exposure
Comprehensive vehicle data reduces fraud and mispricing
Common use cases
See how insurance underwriting software use VIN API in their daily operations
Pre-fill quote forms with accurate vehicle specifications
Get AI risk assessment during underwriting using VIN Summary API
Verify claims against historical vehicle data
Detect fraud patterns across applications
Assess recall exposure for policy pricing
Validate vehicle eligibility for coverage
Get started in minutes
No sales calls. No complex setup. Just simple, powerful API.
Sign up on RapidAPI
Create a free account and get your API key
Choose your endpoint
/vin/check for specs, /vin/summary for risk
Make your first call
Test with a sample VIN in your environment
Go live
Deploy to production and scale as needed
Average integration time: 5 minutes
Everything you need to succeed
Start free with 100 requests/month. Scale to enterprise with predictable pricing.
View pricingComplete API reference with examples in multiple languages and detailed guides.
Read docsReady to get started?
Join insurance underwriting software using VIN API to make better vehicle decisions.